Every year, car accidents are a leading cause of accidental injuries and deaths throughout the United States. When these incidents occur in the Morganton, NC area, victims need to know the state laws that apply to car accidents, how automobile insurance could come into play in their recovery, and the value of legal counsel they can trust as they evaluate their recovery options.
Any car accident has the potential to be a life-changing experience. A victim may suffer serious injuries that pose various long-term problems in their personal and professional life. They may suffer from long-lasting psychological trauma or suffer from ongoing medical complications because of their injuries. When another driver bears responsibility for the accident that injured you or a family member, an experienced Morganton car accident lawyer is a valuable asset for ensuring their accountability.
Helton, Cody & Associates, PLLC has decades of experience representing North Carolina clients in a wide range of personal injury claims, including those pertaining to car accidents in the Morganton area. We review every client’s situation to provide carefully individualized legal counsel throughout their case proceedings. If another driver is responsible for causing the accident that injured you, we can help you explore the full breadth of your options for legal recourse.
You might think you can resolve your recent car accident with an insurance claim against the driver who is at fault, and their policy could provide some valuable initial relief from your damages. However, you should not expect insurance alone to cover your losses after a serious accident, nor should you expect an insurance claim to be easily settled. If you tried to manage your recovery efforts from your car accident entirely on your own, you would face various pressing legal challenges while simultaneously recovering from painful injuries.
Working with an experienced Morganton car accident lawyer enables you to focus on your medical care. Your legal team can handle your case’s procedural aspects, preparing your automobile insurance claim and assessing whether further legal recourse will be necessary for your recovery. If you or a loved one suffered serious injuries that require extensive treatment and a long recovery time, an experienced Morganton car accident attorney can help you hold the responsible party accountable for your immediate and future damages.
Ultimately, you vastly increase your chances of success with your recovery efforts after a car accident by securing legal counsel you can trust. Additionally, you will be more likely to maximize the compensation you receive from an insurance claim and/or personal injury claim against the driver who caused your accident. Helton, Cody & Associates, PLLC can provide the detail-oriented legal counsel you need to approach the aftermath of a car accident with greater confidence.
The first step in recovering your damages from a car accident is ascertaining how it happened and who is responsible for causing it. Fault is a key variable in any car accident claim, both in terms of subsequent automobile insurance claims and for resolving personal injury claims. You must identify the driver who caused your accident and prove they were negligent or intentionally harmful in a way that directly resulted in your claimed damages.
Proving liability for a car accident requires different things depending on the specific details of the case. Your Morganton car accident attorney is essential for proving exactly how your accident happened and establishing liability for your damages. Some of the most commonly reported causes of car accident claims in Catawba, Caldwell, and Burke Counties include:
There are many ways that car accidents can happen in the Morganton area, and liability may not be immediately clear. It is also possible for a driver to wake up in the hospital after being injured in an accident they do not remember. Whatever your case entails, recovering compensation for any damages requires identifying the party responsible for the accident.
Depending on how the accident happened, the driver who is at fault may face criminal charges. DUI, reckless driving, or evading police and causing an accident can all lead to severe criminal penalties for the defendant. If you are concerned about any such factors coming into play in your case, your Morganton car accident attorney can assist you in determining the best ways to address them.
Motor vehicle accidents are a leading cause of accidental injuries and deaths throughout the U.S. each year, and any accident can cause devastating injuries. Some of the most commonly reported injuries from North Carolina motor vehicle accidents include:
This is not an exhaustive list of all the injuries a person could sustain in a vehicle accident, and it’s common for motor vehicle accidents to cause multiple injuries. The victim could face a very challenging road to recovery. Their medical expenses and inability to work can quickly create a very difficult financial situation for them and their family. If you intend to pursue legal action to recover from your car accident damages, you will need to identify the driver who caused the crash and gather evidence to hold them accountable for the damage you suffered.
Fault is a central legal issue in every car accident claim in North Carolina. State law requires all drivers to carry liability insurance that comes into play whenever they cause accidents. If another driver hit your vehicle, you can file a claim against their automobile insurance policy to seek compensation for the damage your vehicle sustained, as well as any injuries you received from the accident. If you only sustained minor losses, an insurance claim may swiftly resolve the case, and there will be no need for further legal action. However, if you or a loved one sustained severe injuries in an accident, you need legal representation you can trust to hold the at-fault driver fully accountable for their actions.
Liability for your accident may be contested, and more than one party can bear fault for your damages. An experienced Morganton car accident attorney can help you gather physical evidence from the scene of your accident, traffic camera recordings if any are available, and vehicle computer data that may help you prove liability. Your legal team can also help you secure statements from witnesses who saw the accident happen. In the event your case involves any complex technical details, expert witnesses’ professional insights may be necessary for addressing these variables.
Helton, Cody & Associates, PLLC has successfully represented many clients in a wide range of personal injury claims. We know how to obtain the evidence our client needs to establish fault for their damages. We also know that any case is likely to present unexpected challenges as it unfolds. Our team is fully prepared to get you the maximum on your insurance claim settlement and explore further legal recourse if necessary for your recovery.
North Carolina state law requires all drivers to maintain auto insurance coverage that meets the state’s minimum requirements. Every auto insurance policy in North Carolina must provide at least:
It’s vital to consult an attorney before you accept a settlement offer from an insurer and ideally before you file your claim. Your attorney can help you draft your demand letter after reviewing the at-fault driver’s coverage, significantly increasing the chances of maximizing the compensation you receive for your claim. An insurer is less likely to push back against a legitimate claim supported by legal counsel. If any issues arise concerning your claim, or if you have a problem with how the insurer handled your claim, your attorney can assist you in addressing these matters as well.
Once the insurance company reviews the details of your claim and issues your settlement check, your Morganton car accident attorney can determine whether you need to pursue further legal recourse against the driver who’s at fault. While their automobile insurance policy may offer seemingly expansive coverage, there is no guarantee that insurance is going to cover the full scope of damages from a serious car accident.
Working with an experienced Morganton car accident lawyer can significantly improve your experience with the insurance claim process. Their representation is also likely to generate a positive outcome for your claim as well. If you must take further legal action beyond insurance, Helton, Cody & Associates, PLLC can assist you in building your personal injury case.
North Carolina’s personal injury laws enable plaintiffs to claim full compensation for any economic losses sustained because of the negligence or misconduct of others. If another driver caused serious injuries to you or a loved one, you have the right to expect compensation for all your medical treatment costs. This includes medical expenses immediately following your accident, as well as ongoing rehabilitative care costs and future medical care costs necessary to treat your condition.
The defendant is also responsible for your lost income if their actions force you to miss work. You may have needed to use accrued vacation days or paid time off from work after your injury, or you could be left unable to return to work due to the severity of your injury. Whatever your case entails, your attorney can assist you in holding the defendant accountable for your lost income and lost future earning potential.
The at-fault driver’s insurance may cover some vehicle repair costs, but any outstanding property losses can also be included in your personal injury claim. You must provide a complete and accurate list of all economic damages resulting from the accident in question, and you must also establish causation. This means you must show your damages are the direct outcome of the defendant’s actions and not some other cause.
Outside of your economic losses, you have the right to recover compensation for the physical pain and emotional distress you experienced because of the defendant’s actions. If you suffered a painful injury and/or face permanent damage from your accident, the defendant could face extensive liability for these noneconomic damages. There is no limit to the amount of pain and suffering compensation you can seek in a North Carolina car accident claim. Consult your Morganton car accident attorney to determine a suitable figure based on the scope and severity of your damages.
If you plan to pursue any type of personal injury case in North Carolina, you must consider the state’s contributory negligence law. Unlike many other U.S. states that uphold comparative negligence laws, plaintiff liability is more serious under North Carolina’s contributory negligence statute. Put simply, a plaintiff cannot recover compensation from a defendant if the plaintiff is partially responsible for causing the accident in question, even if their fault is very slight.
Defendants in North Carolina personal injury cases often assert contributory negligence to deflect liability for damages. If you have any concerns about contributory negligence coming into play in your case, a Morganton car accident attorney is the ideal resource to consult if you want the best chance of success in your recovery efforts. Contributory negligence may also interfere with your ability to claim compensation through insurance, so it’s necessary to counter any claims of shared fault levied against you.
Hiring the right attorney can be one of the most important decisions you make in your recovery efforts after a car accident. When you choose Helton, Cody & Associates, PLLC to represent you after a car accident, our team will help you explore every channel of recovery available to you. A good attorney is a crucial asset when it comes to your initial recovery efforts, such as filing a claim against the at-fault driver’s automobile insurance policy.
After exhausting your recovery options through insurance, your legal team can calculate your remaining losses and compile a solid personal injury claim on your behalf to maximize your recovery. When a defendant’s liability is clear and your case leaves little room for argument, settlement serves the best interests of both parties. Our team can help you negotiate a fair settlement to your personal injury case if possible, but we are prepared to represent you in litigation if necessary to ensure your recovery.
Our goal is to provide responsive and communicative legal counsel to every client we represent. Your car accident case could be more difficult to resolve than you initially expect, but you could also be entitled to a far more expansive recovery than you anticipated as well. We can address the unique challenges and opportunities your case presents and enhance your recovery by exploring every avenue of compensation available to you.
A: North Carolina law allows you to seek full recovery from all the damages a defendant’s actions caused. When it comes to car accidents, you can hold an at-fault driver accountable for all the economic losses you sustained as well as the pain and suffering you experienced. A Morganton car accident attorney can provide an estimate of the total potential value of your car accident claim.
A: If you can file an automobile insurance claim against the driver who is at fault, a settlement could provide valuable initial recovery. If you have clear proof of liability for your accident and there are no controversies regarding your claim, a good attorney can potentially secure a settlement check within a few weeks of filing your claim.
A: Most personal injury cases end in settlement, but many car accident disputes can be resolved through insurance. If you exhaust available insurance coverage and still have outstanding damages, the defendant typically benefits most by settling the case as swiftly as possible. Litigation will only be necessary to resolve your car accident claim if liability is contested or if the defendant disputes the scope of the damages you are seeking.
A: If a driver causes a fatal accident, they may face criminal charges depending on how they caused the accident. Drunk driving, reckless driving, or other intentional misconduct is very likely to lead to criminal penalties. When simple negligence causes a fatal accident, the victim’s family may file a wrongful death claim against the at-fault driver.
A: Your claim could be worth more than you expect, and the right attorney can help you maximize the compensation you obtain from your recovery efforts. If you sustained any serious injuries or have reason to doubt whether insurance can compensate your losses, it’s best to consult a Morganton car accident attorney as soon as possible to discuss your legal options.
Helton, Cody & Associates, PLLC can provide the compassionate and responsive legal counsel you need to navigate the aftermath of a car accident as efficiently as possible. If another driver is at fault for your recent accident, we can help you with your automobile insurance claim and build a personal injury case against the defendant if necessary. Contact us today and schedule your consultation with an experienced Morganton car accident attorney.